PagoNxt grew out of PagoFX in order to bring together Santander’s payments experiences into one global company spanning 3 divisions – Merchant, trade and consumer solutions.
The consumer teams remit was to investigate new payment solutions in existing and emerging markets for this group of users in order to defend the group against disruptive players in the FinTech space.
One of the targeted opportunities by the leadership team was the US-MX remittance corridor where I helped the team explore potential prototypes that aimed to digitise a cash dominated experience and in turn improve the lives of the underbanked in Mexico.
As the division did not have their own technology platform in Mexico we joined forces with Superdigital (another brand owned by Santander group) to propose adjustments to their app flows to help drive both teams objectives.